Welcome to The Front Porch – Placer County Edition 🌿
There's something special about summertime in Placer County. Whether you're enjoying a morning stroll through Historic Downtown Auburn, picking up fresh produce at the farmers market, spending the day on Folsom Lake, or discovering a new favorite local restaurant, this time of year reminds us just how fortunate we are to call this community home.
That's exactly why we created The Front Porch.
More than just a newsletter, The Front Porch is our way of staying connected with the wonderful families, friends, and clients who have supported us throughout the years. We wanted to create something that celebrates our local communities—not just the real estate market.
Inside this edition you'll find:
- Community events happening throughout Placer County
- A spotlight on one of our favorite local businesses
- A fresh seasonal recipe from Angie's Kitchen
- Fun ideas to enjoy before the month ends
- A brief local market update
- A reminder of all the reasons we love living here
As REALTORS®, we're fortunate to help people buy and sell homes, but our favorite part of the job is building lasting relationships. Whether you've worked with us recently, many years ago, or are simply following along, we hope this newsletter brings a little inspiration and helps you discover something new in our beautiful corner of Northern California.
Thank you for taking a few minutes to stop by our Front Porch. We hope you'll visit often as we continue sharing seasonal happenings, local favorites, homeowner tips, and community updates throughout the year.
If you ever have questions about the local real estate market, need recommendations for trusted local businesses, or simply want to say hello, we're always just a phone call or email away.
From our family to yours, thank you for being part of our community.
Welcome to The Front Porch
We’re excited to introduce The Front Porch, our new monthly newsletter created for our friends, clients, and neighbors throughout Nevada County and Lake of the Pines.
Our goal is to provide a friendly monthly touchpoint filled with helpful and enjoyable local information. Each edition will feature community events, seasonal things to do, home and garden tips, recipes, local business spotlights, and a quick look at the Nevada County real estate market.
Whether you’ve worked with us in the past, are currently buying or selling, or simply enjoy keeping up with life in the foothills, we hope you’ll find something useful in every issue.
Grab a cup of coffee, settle in, and enjoy the latest edition of The Front Porch Your Local Guide to Living Well in Nevada County & Lake of the Pines.
As always, we’re here whenever you need real estate advice, local recommendations, or simply want to say hello. Thank you for your continued friendship, trust, and referrals!
Planning to sell this spring? While you may be tempted to hold off until the first blooms or the spring showers hit, that’s actually waiting too long to get started by today’s standards.
Buyers have more options than they did a few years ago. So, it’s worth it to tackle repairs now and make sure your house is set up to stand out. Because you don’t want to be caught scrambling right before the spring rush. Or, running out of time to do the work your house really needs.
The key is focusing on updates that actually matter. And that’s exactly where return-on-investment (ROI) data comes in handy.
Which Projects Tend to Pay Off?
Every year, Zonda looks at which home improvements deliver the most bang for the buck when you go to sell the home. And the results can be a little surprising.
The green in the chart below shows the updates where sellers have the biggest potential to add value based on that research:
While there’s a wide range of projects represented in this data, the cool part is, some of the top winners aren’t big to-do’s. They’re just swapping out doors.
Small Updates, Big Visual Impact
This goes to show little projects can have a big impact. So, you don’t have to spend a fortune. And you don’t need to tackle everything on this list. But in today’s market, doing nothing can work against you.
Now that buyers have more homes to choose from, a lot of them are going to opt for what’s move-in ready.
The best advice? Focus on what your house needs, whether it’s listed here or not – like the repairs you’ve been putting off. A front door or shutters in need of a little TLC. Piles of leaves in the yard. Scuffed up paint where your kids play inside. Those details matter too.
Mallory Slesser, Interior designer and Home Stager, explains it to the National Association of Realtors (NAR) this way:
“If you’re looking for affordable updates that pack a punch, dollar for dollar, I would say painting; changing out light fixtures; changing out hardware; maybe new draperies or window treatments. Those are all cost-effective ways to make a big statement. It really changes the space.”
These seemingly small things help buyers focus on the home itself – not the work they think they’ll have to do after moving in. And that’s paying off for other sellers. Buyers are often willing to spend more on homes that feel well cared for, updated, and move-in ready.
This Chart Is a Starting Point, Not a Strategy
Here’s the important thing to remember. National data like this is a guideline. Buyer preferences are going to vary by location, price point, and even neighborhood. That means a project that boosts value in one area might be unnecessary (or even overkill) in yours.
That’s why the first step should always be to talk with a local real estate professional before you start.
An experienced agent can help you answer questions like:
- Which updates do buyers in your market expect?
- What can you skip without hurting your sale?
- Where will a small investment make the biggest difference?
- Is it better to update, or sell as-is?
That guidance helps you avoid over-improving and under-preparing.
Bottom Line
If you’re looking to sell this spring, you still have time to make updates that help your home stand out – without taking on a full renovation.
If you’re not sure where to start, talk to a local about what makes sense for your house. A quick conversation can help you prioritize the updates that’ll pack the biggest punch.
What’s one upgrade you’ve been thinking about – and wondering if it’s worth it?
After a long stretch where buyers were competing for too few homes, inventory has made a comeback over the past year. And depending on where you live, that’s opening up your options in a meaningful way.
According to Realtor.com, the number of homes available for sale in January was the highest it’s been since 2020. Here’s why that’s such a big deal. Getting back to pre-pandemic levels signals a slow and steady return to what’s typical:
Now, it’s worth noting, nationally we’re not there yet and having more inventory improving won’t suddenly “fix” the market. But the growth we’ve seen lately still changes how competitive the market feels.
- When there are more homes for sale, buyers gain time, options, and leverage.
- When there aren’t, the pressure ramps up quickly.
In the years since 2020, there weren’t enough homes for sale, and that made the market feel different. Rushed. Stressful. Intimidating.
But now it’s finally getting better.
A Growing Portion of the Country Is Getting Back to Normal
Depending on where you live, inventory growth is going to vary. Some places are bouncing back faster than others. According to Lance Lambert, Co-Founder of ResiClub, in January 2025, just a little over one year ago, only 41 of the 200 largest metros were back to normal inventory-wise.
But around the end of year, almost half (90) of the largest 200 metro areas were back at or above typical levels. That’s a big improvement in roughly a year. And it’s not done yet.
Inventory Is Expected To Keep Growing
Looking ahead, forecasts suggest the number of homes for sale could rise another 10% this year, which means even more markets should join the list of places where supply has rebounded.
Here’s a graph that shows what an extra 10% would do for the market this year. You can see that projected growth (shown in the dotted line) hits inventory levels seen in 2017-2019 by roughly this fall (the gray lines). That means we may reach normal by end of year, nationally:
And that changes your home search in a good way. As Hannah Jones, Senior Economic Research Analyst at Realtor.com, puts it:
“. . . housing market conditions are gradually rebalancing after several years of extreme seller advantage. Buyers are beginning to see more options and modest negotiating power as inventory improves . . .”
In other words, the market is starting to work with buyers again — not against them.
Bottom Line
Inventory isn’t fully back to normal everywhere. But it’s moving in the right direction. And, in some areas, it’s already there.
If you’ve been waiting for a moment when you have options and a little breathing room, this is the strongest setup buyers have seen in a long time.
Over the past few weeks, mortgage rates hit their lowest point of the year – and it was big news.
So, what you need to know if you’re buying a home is, whenever these shifts happen (whether they’re now or later), even a small change in rates can make a big difference in your monthly payment.
While major drops in mortgage rates aren’t projected for the rest of 2025, smaller declines are still expected – depending on where the economy goes from here.
If you want to see what the math looks like at another home loan amount or mortgage rate, DM me and I’ll run the numbers for you, so you can plan ahead.
#WeBringUHome #MortgageRates #Homebuyuing
Last year, 70% of buyers paused their home search—were you one of them? 🤔 With low inventory, soaring prices, and unpredictable mortgage rates, we don’t blame you! But here’s the good news: the market is shifting in your favor.
📈 More Inventory = More Options
Finding the perfect home was tough when choices were limited. But inventory is up 27.5% since last year! That means more homes to choose from—and if you’re selling, you’ll have better luck finding your next place, too.
🕰️ Homes Are Staying on the Market Longer
Gone are the days of lightning-fast sales. With homes spending about a week longer on the market than last year, you have more time to shop, negotiate, and make the right move—without feeling rushed.
🏡 Is It Your Time to Move?
With more options and less pressure, this could be the perfect time to restart your home search! Let’s chat about what’s happening in our local market.
✨ Debbie & Angie | "Let Our Family Bring Your Family Home" ✨
📲 Call/Text us today! 530-330-3042 / 530-308-2537
#WeBringUHome #FoothillsLiving #MarketUpdate #TimeToMove #SpringRealEstate
🏡🛤️ Buying a home comes with many steps, but don’t worry—Debbie & Angie have your roadmap to homeownership! Let’s connect and get started today—call us now! 📞🔑✨
#HomeBuying 🏠 #BuyAHome 🏡 #WeBringUHome ❤️ #KeepingCurrentMatters 📌
Buying your first home is exciting—but let’s be real, it can also feel overwhelming. It’s a big step, and with that comes plenty of questions:
❓ Am I making the right decision?
❓ Can I really afford this right now?
❓ What if unexpected repairs come up?
❓ Will I still be okay financially if something changes?
The truth is, every first-time homebuyer has these thoughts—and that’s completely normal. The homebuying process has always been a mix of excitement and nerves. But with the right guidance, you can move forward with confidence.
As your local real estate expert, we are here to provide the knowledge and support you need. Let’s break down some key things to keep in mind.
🔹 Focus on What You Can Control
Since homeownership is new to you, figuring out your budget might feel overwhelming. You’ll need to consider your mortgage, home insurance, maintenance, and possibly HOA fees. That’s a lot to think about!
The key? Focus on what you can control. By working with a trusted local agent (that’s us! 😊) and a reputable lender, you’ll get a clear picture of:
✔️ What you can afford to borrow
✔️ Your monthly mortgage payment
✔️ How interest rates impact your costs
Your mortgage will likely be your biggest expense, so it’s crucial to ensure the numbers work for you.
🔹 Don’t Stress About Repairs
Worried about unexpected repairs? That’s understandable! But remember, you’ll get a home inspection before you buy, giving you insight into the home’s condition.
If repairs are a concern, consider negotiating with the seller to include a home warranty. This can help cover major systems like HVAC or plumbing for a set period after you move in. It’s a small expense for the seller but could provide you with valuable peace of mind.
🔹 It’s Okay to Stretch—Just Not Too Far
Money might feel tight at first, and that’s normal. Many first-time buyers cut back on dining out or shopping until they adjust to their new expenses.
But if your budget doesn’t leave room for essentials like food, gas, and savings, you might be stretching too far. A slight stretch is normal—a financial strain is not. Let’s find a home that fits both your dreams and your budget!
🔹 Your Finances Will Grow Over Time
One of the biggest fears buyers have is, What if my financial situation changes? The good news is, careers progress, and incomes often increase over time. That slightly tight budget now may feel much more comfortable in a few years.
And if an unexpected job loss happens? There are options, like mortgage forbearance, that can provide temporary relief during financial hardship.
🔹 Bottom Line
Buying your first home is a big decision, and feeling nervous is completely normal. But if you’re financially ready, don’t let fear hold you back. With the right plan and expert guidance, you can confidently take this step toward homeownership.
💬 What’s your biggest concern about buying your first home? Let’s chat! we’d love to help you navigate the process and answer all your questions.
📞 Debbie Krogman & Angie Pitts– Your Local Real Estate Experts
530-330-3042 / 530-308-2537
More Buyers Are Entering the Market – Is It Time for You To Sell?
If you’ve been waiting for the right time to sell your home, this may be the sign you’ve been looking for. More buyers are stepping back into the market, and that could mean great opportunities for sellers like you.
Over the past few years, rising mortgage rates and affordability challenges made many would-be buyers pause their home search. But now, the market is shifting. Buyers are adjusting to current conditions, and with mortgage rates beginning to stabilize, more of them are resuming their home search. According to the National Association of Realtors (NAR):
"Home buyers seem to be getting over the shock of mortgage rates in the mid- to upper-6% range."
That’s great news if you’re thinking about selling. While we’re not seeing an overwhelming surge of buyers all at once, serious homebuyers are re-entering the market—and there’s solid data to back it up.
3 Signs Buyers Are Ready To Make Their Move
- Mortgage Applications Are on the Rise
The Mortgage Bankers Association (MBA) reports that mortgage applications have increased by 37% since the start of the year. This shows that more buyers are getting serious about securing financing—meaning they’re ready to purchase homes like yours. - Buyer Demand Is Growing
Homebuyer Demand Index reveals a 3% uptick in demand since late January. While this may not seem like a huge jump, it’s a clear indication that interest in purchasing homes is gaining momentum. - More Home Showings Are Happening
ShowingTime data shows a 13% increase in home showings since the beginning of the year. More buyers out viewing homes means greater visibility for your listing—and potentially more offers.
Spring: The Best Time To Sell
With buyer activity picking up, now is the perfect time to list your home. Spring is traditionally the busiest season for real estate, as more buyers and sellers enter the market. You don’t want to miss out on this prime opportunity.
Let Debbie and Angie Help You Sell Your Home
If you’re thinking about selling, REALTORS® Debbie and Angie are here to guide you every step of the way. With years of experience in the local market, they know how to position your home to attract serious buyers and get you the best possible offer.
Let’s connect today and take advantage of the growing buyer activity!
Spring is usually the busiest season in the housing market. Many buyers wait until then to make their move, believing it’s the best time to find a home. However, that isn’t always the case when you factor in the competition you could face with other buyers at that time of year. If you’re ready to buy a home, here’s why it makes sense to move before the spring market picks up.
Spring Should Bring a Wave of Buyers to the Market
In most years, the housing market goes through predictable seasonal trends in activity. Winter is typically a quiet point in the year, while spring sees a surge of buyers begin their search. And experts project that this year will be no exception.
Right now, buyer demand is low due to a combination of normal seasonal trends and a reaction to last year’s rise in mortgage rates. But rates have started to come down since last November, which has more and more potential buyers planning to jump into the market. That means right now is a sweet spot if you’re in a good position to buy, before more buyers reappear. Affordability is beginning to improve, but demand is still low — for now. Lawrence Yun, Chief Economist at the National Association of Realtors (NAR), shares:
“. . . expect sales to pick up again soon since mortgage rates have markedly declined after peaking late last year.”
If you’re ready to buy a home, right now is the best time to do so before your competition grows and more buyers enter the market.
Today’s Sellers Are Motivated
Low demand from buyers often means sellers are more motivated to work with you, and that can set you up to buy a home on your terms. In fact, sellers have been more willing to negotiate this winter because there are fewer buyers in the market. According to a recent article from Forbes:
“. . . sellers gave concessions to buyers in 41.9% of home sales in the fourth quarter of last year.”
But keep in mind, the advantages buyers have this winter won’t last forever. The competition you face could be greater if you wait until spring to make a move, and increased buyer demand means sellers will have less motivation to negotiate with you. Be sure to work with a trusted real estate professional to learn what you can expect in your local market right now.
Bottom Line
If you’re in a good position to make a move, it may make sense to move before spring. Working with Debbie & Angie is the best way to learn about the current market and what it means for you. Let’s connect today to determine the best plan to achieve your homebuying goals.
